Add the numbers for your scenario.
01Tax, Payroll & HR toolCalculated result
Income Tax Estimator
Rough tax due or refund on a year's income.
100% FreeRuns instantlyNo watermark
- 1Enter detailsAdd the numbers for your scenario.
- 2CalculateVootkit updates the result instantly.
- 3ReviewCheck totals, notes and breakdowns.
Private by designProcessed on your device where possible.
Works on any deviceDesktop, tablet and mobile browsers.
No installationOpen the page and start working.
Always free coreUse the free plan for everyday tasks.
How to use Income Tax Estimator
Vootkit updates the result instantly.
02Check totals, notes and breakdowns.
03Copy the answer into your workflow.
04Your files stay private
Your work is processed locally in your browser where possible and is never added to a Vootkit upload library.
Learn more about privacyProgressive tax is almost universally misunderstood in the same way: people believe crossing into a higher band taxes all their income at the higher rate. It does not, and the difference between those two beliefs has talked people out of pay rises.
What Income Tax Estimator does
Applies a tax-free allowance and then bands you define, so only the income inside each band is taxed at that band’s rate. Earning one pound into a 40% band costs 40p on that pound, not 40% of everything.
It does not know any country’s tax rules. You supply the allowance, the band thresholds and the rates. That is deliberate — a calculator claiming to know your jurisdiction’s current rates would be wrong somewhere, and wrong quietly.
Inputs and defaults
| Taxable income | You enter it — default 60,000 |
|---|---|
| Tax-free allowance | You set it — default 14,600 |
| Band rates | You set them — default 12% for band 1 |
| Band thresholds | You set them — band 1 ends at 48,475 by default |
| Method | Marginal — each band taxed at its own rate |
| Knows your country’s rates? | <strong>No — you supply them</strong> |
| Covers | Income tax only |
| Excludes | Social contributions, local taxes, credits, deductions |
Detailed steps
- Look up your jurisdiction’s current allowance, bands and rates.
- Enter them along with your taxable income.
- Read the total and the effective rate — the second is the useful number.
Worth knowing
The effective rate is what you actually pay; the marginal rate is what the next pound costs. Somebody "in the 40% bracket" is usually paying an effective rate in the twenties, because the allowance and the lower bands come first. Quoting the marginal rate as though it were the effective one is the source of most bad tax intuition.
Frequently Asked Questions
Does crossing into a higher band tax all my income at that rate?
No. Only the portion above the threshold is taxed at the higher rate — everything below keeps its own rate. A pay rise that pushes you into a higher band always leaves you with more money, never less.
Why do I have to enter the rates myself?
Because rates and thresholds differ by country, change most years, and often vary by region within a country. A tool that hard-coded them would give confidently wrong answers to most of the world. Supplying them makes the assumption visible.
What is not included?
Social security or national insurance contributions, local and state taxes, tax credits, deductions and reliefs. This is income tax on the bands you supply, which is a component of a bill rather than the bill.
Can I use this for a tax return?
No. It is an estimate for planning, and it cannot see the reliefs, allowances and reporting rules that a return requires. Use your tax authority’s own tool or an accountant for anything you file.
Is Income Tax Estimator free?
Yes. The Vootkit free plan includes 5 tool runs a day. Upgrade to Vootkit Pro for unlimited daily use, an ad-free workspace and saved workflows.
Are my files uploaded?
No. Income Tax Estimator runs entirely in your browser — your file is processed on your own device and never sent to a server. There is nothing for us to store or delete.
Do I need to install anything?
No. Income Tax Estimator works in any modern browser on desktop, tablet or phone. Open the page and start.
How often can I use it? Is there a daily limit?
On the free plan you get 5 tool runs a day. When you reach the limit you'll see a prompt to upgrade, and it resets the next day. Vootkit Pro removes the cap entirely for unlimited daily use.
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This tool processes everything locally in your browser. You can disconnect from the internet after the page loads and it will still work.