Add the numbers for your scenario.
01Real Estate toolCalculated result
Closing Costs Estimator
Estimate the fees on top of the purchase price.
100% FreeRuns instantlyNo watermark
- 1Enter detailsAdd the numbers for your scenario.
- 2CalculateVootkit updates the result instantly.
- 3ReviewCheck totals, notes and breakdowns.
Private by designProcessed on your device where possible.
Works on any deviceDesktop, tablet and mobile browsers.
No installationOpen the page and start working.
Always free coreUse the free plan for everyday tasks.
How to use Closing Costs Estimator
Vootkit updates the result instantly.
02Check totals, notes and breakdowns.
03Copy the answer into your workflow.
04Your files stay private
Your work is processed locally in your browser where possible and is never added to a Vootkit upload library.
Learn more about privacyThe deposit is the number buyers save for, and closing costs are the number that catches them out — several percent of the purchase price, due at exactly the moment their savings are lowest.
What Closing Costs Estimator does
Estimates the one-off costs of completing a purchase from percentages you set, defaulting to 1.5% and 0.75% components against a 350,000 price.
The rates are yours to set because they vary enormously by country and even by region — transfer taxes alone range from near zero to well over 10%.
What is usually included
| Purchase price | Default 350,000 |
|---|---|
| Component rates | Default 1.5% and 0.75% — you set them |
| Typically covers | Transfer tax, legal fees, survey, registration |
| May also include | Lender fees, broker fees, insurance, valuation |
| Typical total | 2–5% of price in many markets |
| Transfer tax alone | Near zero to over 10%, depending on jurisdiction |
| <strong>Due</strong> | <strong>At completion, on top of the deposit</strong> |
| Knows your jurisdiction? | <strong>No</strong> |
Detailed steps
- Look up the transfer tax and typical fees where you are buying.
- Enter the price and those percentages.
- Budget the total separately from your deposit.
Worth knowing
Budget closing costs as money you will never see again, separate from the deposit. The deposit becomes equity in the property; closing costs are simply spent. Buyers who count them as part of their savings target arrive at completion several thousand short — which is the point in the process where being short is most expensive.
Frequently Asked Questions
How much should I budget?
Commonly 2–5% of the purchase price, but the range across countries is wide because transfer taxes differ so much. Look up your specific jurisdiction rather than relying on any general figure, including this one.
What is usually included?
Transfer or stamp tax, legal or conveyancing fees, survey or inspection, land registry fees, and often lender arrangement fees, valuation and insurance. Some are negotiable, most are not.
Can I add them to the mortgage?
Sometimes, depending on the lender and your loan-to-value. It is worth asking, but it means borrowing more against the same property and paying interest on the fees for the life of the loan.
Are these figures accurate for me?
The percentages are placeholders, not your jurisdiction. Property transaction costs are highly local and often depend on price bands, first-time-buyer status and property type. Get figures from a local conveyancer.
Is Closing Costs Estimator free?
Yes. The Vootkit free plan includes 5 tool runs a day. Upgrade to Vootkit Pro for unlimited daily use, an ad-free workspace and saved workflows.
Are my files uploaded?
No. Closing Costs Estimator runs entirely in your browser — your file is processed on your own device and never sent to a server. There is nothing for us to store or delete.
Do I need to install anything?
No. Closing Costs Estimator works in any modern browser on desktop, tablet or phone. Open the page and start.
How often can I use it? Is there a daily limit?
On the free plan you get 5 tool runs a day. When you reach the limit you'll see a prompt to upgrade, and it resets the next day. Vootkit Pro removes the cap entirely for unlimited daily use.
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This tool processes everything locally in your browser. You can disconnect from the internet after the page loads and it will still work.